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Money

N.J. Consumer Affairs takes action against 11 unlicensed mortgage businesses

N.J. Consumer Affairs takes action against 11 unlicensed mortgage businesses

Seeking $125,906 in restitution for New Jerseyans and $55,000 in penalties

The state Division of Consumer Affairs has filed administrative actions against 11 unlicensed businesses offering “mortgage loan modification” services for homeowners in dire financial straits.

State law requires that anyone providing these services in New Jersey be licensed as a debt adjuster by the state Department of Banking and Insurance, or be otherwise authorized.

Consumer Affairs filed notices of violation against the businesses, which were found to be in violation of the state Consumer Fraud Act’s Advertising Regulations. The state is seeking $55,000 in civil penalties and $125,906.29 in consumer restitution from the businesses. The amounts represent the fees paid by approximately 65 consumers for mortgage loan modification services.

 

Gasbuddy.com is a great way to find cheap gas

Gasbuddy.com is a great way to find cheap gas
BY PAM LOBLEY
NEWJERSEYNEWSROOM.COM
NOW THAT’S FUNNY

As gas prices soar, we drivers are always looking for ways to save money on filling up. Now there is a website to help: Gasbuddy.com .

Websites that he...

N.J. Consumer Affairs issues consumer Top 10 complaints list

N.J. Consumer Affairs issues consumer Top 10 complaints list

Motor vehicles and home improvements ripoffs top the list

The state Division of Consumer Affairs received nearly 14,000 complaints from consumers last year, and the high-cost categories of motor vehicl...

N.J. Assembly Consumer Affairs Committee proposes two laws to protect motorists

N.J. Assembly Consumer Affairs Committee proposes two laws to protect motorists
BY TOM HESTER SR.
NEWJERSEYNEWSROOM.COM

The Assembly Consumer Affairs Committee Monday approved two proposals designed to protect motorists when it comes to buying gas and auto repair shop storage.

One m...

Unregistered home improvement contractors face action from N.J. Consumer Affairs

Unregistered home improvement contractors face action from N.J. Consumer Affairs

Investigators act in Essex, Gloucester, Morris and Warren counties

With spring, the peak season for home improvement jobs approaching, the state Division of Consumer Affairs has launched a proactive ef...

A horrible way to invest $1 million

A horrible way to invest $1 million
BY WARREN BOROSON
NEWJERSEYNEWSROOM.COM
BOROSON ON MONEY

A woman in her 30s, with two young boys, lost her husband on 9/11. She received $1 million in life insurance proceeds, and – not knowing any bette...

N.J. gas prices rising with Middle East unrest

N.J. gas prices rising with Middle East unrest
BY BOB HOLT
NEWJERSEYNEWSROOM.COM

The price of regular gasoline rose 17 cents to $3.259 a gallon, with premium up to $3.489, at the Sunocos that operate on the New Jersey Turnpike and the Garden State P...

Mega Millions winning numbers hit $105 million

Mega Millions winning numbers hit $105 million
BY BOB HOLT
NEWJERSEYNEWSROOM.COM

The jackpot is back over three figures for tonight’s multi-state Mega millions lottery.

Tonight’s prize is $105 million, with a cash option for $66.1 million.

The last ja...

Washington’s small business policy needs clear direction

Washington’s small business policy needs clear direction
BY ROHIT ARORA
COMMENTARY

Treasury Secretary Timothy Geithner recently announced a conference on March 22 that will focus on finding ways to "expand access to capital" for small business owners. The Tr...

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