Remny Gomez, 23, of West New York, is charged with second-degree theft of identity, as well as trafficking in personal identifying information, insurance fraud, attempted theft by deception, receiving stolen property, and two counts of third degree theft by deception.
William Collado, 27, also of West New York, is charged with third-degree insurance fraud.
The Union County grand jury indictment alleges that between Feb. 16 and March 13, 2008, Gomez fraudulently used other people's personal identifying information to commit insurance fraud and to make credit card purchases without their authorization.
Gomez was arrested on March 13, 2008 while allegedly attempting to use a $100 gift card to purchase an $850 computer in a Walmart in Secaucus. A vigilant check-out clerk noticed that the account numbers on the check-out slip did not match the numbers on the gift card. Further investigation revealed that Gomez allegedly possessed a number of credit cards that had been "re-encoded." These are credit cards where another account number has been stolen and then used to overwrite the information on the magnetic strip on the back of the card using a computer and some additional equipment.