Many don't realize it, but the ongoing public feud between Governor Christie and the teacher's union has less to do with education and more to do with health care.
The single highest cost driver for many school districts is spiraling health insurance premiums. Teachers are still receiving so-called Cadillac health plans, yet are quick to note they are paying higher co-pays and deductibles to offset the massive annual premium hikes.
But some teachers, as well as other public employees, do not realize how dire the health care crisis has become in the private sector. As a health insurance broker, and a member of the New Jersey Association of Health Underwriters, I have been explaining to stunned clients why their annual premiums have increased 30 percent, on average, in 2010.