newjerseynewsroom.com

1. It’s better to borrow for college rather than stop contributions to your 401(k)
(Money/Economy)

... now to help pay college costs, or is it actually better to help your children later, when you’ve had a chance to save money in your 401(k) or other retirement fund? It may seem counterintuitive, but ...

2. The ROOT CAUSE is Excessive pensions
(Comments/Unsorted comments)

... the huge reduction needed, the ONLY way to do this is to freeze the current defined benefit plans for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan with ...

3. Finally a SMART suggestion
(Comments/Unsorted comments)

... Due to the huge reduction needed, the ONLY way to do this is to freeze the current defined benefit plans for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan ...

4. The ROOT CAUSE is Excessive Pesnions
(Comments/Unsorted comments)

... needed, the ONLY way to do this is to freeze the current defined benefit plans for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan with an employer contribution ...

5. Excessive pensions are the Root Cuse
(Comments/Unsorted comments)

... for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan with an employer contribution in the same 3%-8% range granted Private Sector workers. Additionally, ...

6. Do N.J.'s public-sector employees out-earn their private-sector counterparts?
(N.J./State)

... workers who retire at 55 must rely solely on a self-paid 401(k). A 30-year weekly $100 contribution would need a 7% interest rate for comparable results. Most New Jersey public-sector retirees do not ...

7. No, TAXPAYERS are being Ripped Off by the Unions
(Comments/Unsorted comments)

... into a 401K-style Defined Contribution Plan with an employer contribution in the same 3%-8% range granted Private Sector workers. Additionally, since Private Sector retirees rarely get any retiree healthcare ...

8. N.J. Consumer Affairs issues consumer Top 10 complaints list
(Money/Economy)

... and home improvements each generating more than 10 percent of the total complaints. New Jerseyans filed 1,805 complaints related to motor vehicles and 1,401 complaints about home improvements. Complaints ...

9. Unregistered home improvement contractors face action from N.J. Consumer Affairs
(Money/Economy)

... type of complaint Division of Consumer Affairs received from consumers in 2010, representing 1,401 of the 13,761 complaints received. Since the undercover operation began Wednesday, investigators issued ...

10. No, TAXPAYERS are being Ripped Off by the Unions
(Comments/Unsorted comments)

... into a 401K-style Defined Contribution Plan with an employer contribution in the same 3%-8% range granted Private Sector workers. Additionally, since Private Sector retirees rarely get any retiree healthcare ...

11. Is Dave Duerson’s death just another football casualty?
(Sports/Professional)

... in the NFL to finding another career and establishing themselves is very difficult, and I really wonder, sometimes, if we do too much for the players. They’ve got severance pay and a 401(k) plan,” said ...

12. Excessive Pensions & Benefits is the ROOT CAUSE
(Comments/Unsorted comments)

... into a 401K-style Defined Contribution Plan with an employer contribution in the same 3%-8% range granted Private Sector workers. Additionally, since Private Sector retirees rarely get any retiree healthcare ...

13. NJ Pensions
(Comments/Unsorted comments)

... living off of your depleted 401K and meager Social Security. ...

14. Bloated Public Pensions
(Comments/Unsorted comments)

Why are the taxpayers responsible for Public Employee Pensions to begin with. Everyone else has to settle for SSI with perhaps a 401K supplement made by their own contributions to a 401K plan. ...

15. Excessive pensions are the Root Cause
(Comments/Unsorted comments)

... freeze the current defined benefit plans for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan with an employer contribution in the same 3%-8% range granted ...

16. Excessive pensions are the Root Cause
(Comments/Unsorted comments)

... needed, the ONLY way to do this is to freeze the current defined benefit plans for CURRENT (yes CURRENT) workers, and switch everyone into a 401K-style Defined Contribution Plan with an employer contribution ...

17. Five myths about asset allocation
(Money/Economy)

... of your target percentage. 4. You should have the same asset allocations in all of your investment accounts: taxable, IRAs, 401(k) etc. Your asset allocation plan applies to the sum total of your accounts. ...

18. Municipal bonds: Time to sell or buy munis?
(Money/Economy)

... Maxing out your contributions to retirement plans is always a good idea — if your cash flow allows you to do that. A lot of 401(k) plans offer a Stable Value investment option, and that's a really good ...

19. Citizen at Birth
(Comments/Unsorted comments)

Maybe some of you should learn to Google a little better: Currently, Title 8 of the U.S. Code fills in the gaps left by the Constitution. Section 1401 defines the following as people who are "citizens ...

20. Corporate Fascism & ERISA
(Comments/Unsorted comments)

... contrated company to choose whether or not to pay the employee this supposed health and welfare money, or to divert it in to a completely unsecure gambling plan, ostensively called a 401K, or, in an even ...