Free help for Foreclosures IS available in NJ

Despite what the author of this article is leading you to believe, there IS help available in New Jersey, and the cost is FREE. NJ offers foreclosure mediation which is an opportunity for qualified homeowners who are facing foreclosure to receive help from housing counselors, attorneys, and a neutral mediator to resolve a loan delinquency. For many, the lawyer is free (income limit for a two earner family is $100,000) The program aims to assist homeowners avoid foreclosure by proposing work-out and payment arrangements that balance the interests of the borrower and lender. Call Toll Free: 1-888-989-5277 The Foreclosure Mediation Hotline is open from 8 a.m. to 6 p.m. Monday through Friday. HUD housing counselors will never tell you not to pay your mortgage, and will assist you with modifications, and we DO have special relations with the banks often reducing the time it takes to get a modification by months!

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