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A fund rated "highest" by M*, with low risk and high performance, clearly has an unusually good track record. And expenses, turnover rate, etc., that aren't excessive. The fund manager's salary? Nonsensical. "Rabbi so-and-so" is a pseudonym used by a compulsive letter-writer -- the village idiot who thinks that he's Albert Einstein. One guess is that he's really Harry L. As for Obama, my view is that he will prove to be one of the best Presidents the U.S. has ever had. Right after one of the worst.