TURNERSVILLE – Assemblyman Paul Moriarty recently introduced legislation to ensure consumers who find themselves in debt are afforded greater protections when collection notices begin appearing in their mailboxes.
“Just because someone is in debt does not mean they forfeit their rights to be treated fairly,” said Moriarty (D-Gloucester). “Debt collectors may have a responsibility to get consumers to make good on what they owe, but they also have an obligation to treat consumers with respect and within the rule of law.”
Under Moriarty’s legislation (A-3839) debt collectors would be required to provide consumers with information regarding a debt owed, including:
* The exact amount of the debt owed to the creditor, with a clear breakdown of any additional fees or charges;
* The name of the creditor to whom the debt is owed;
