BY BOB HOLT

NEWJERSEYNEWSROOM.COM

With Near Field Communications contactless credit cards, users can make a payment by swiping their card at a reader without entering a PIN number. It's been learned that card readers being built into mobile phones can be adapted to access such card information.

Channel 4 News in the United Kingdom conducted experiments with viaForensics, a mobile phone security company, that showed Barclay’s contactless Visa cards can be read by newer Google Android phones to gain details that can be used to make fraudulent purchases on Amazon.

Thomas Cannon of viaForensics told Channel 4, "All I did was I tap my phone over your wallet and using the wireless reader on the phone I was able to lift out the details from your card, that includes the long card number, the expiration date and your name. None of it was encrypted."

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Online retailers normally confirm the identity of the credit card holder by asking for the three or four digit security code on the back of the card. According to Business Insider, Amazon doesn’t always ask for that code.