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Agree that changes are need in both programs.However,first thing needed is for the State to put in the amounts of money that they are suppose to.Secondly,beofre a penny is taken from another working employee in this state,let's get rid of all welfare,social security(people who use the system that do not need it,inother words - "FRAUD".Same with disability "FRAUD".Get tough on these people and these programs for once and for all.A good citizen workd for 30-40 years,like myself,and finds that misuse of funds throughout the years by government and people in these well intended give aways that we pay taxes for,and now we are the problem??? Somebody better wake up in Trenton,and in Washington and stop all the freebies to those abusing these programs,before a nickle is taken from the working class that do things right and now are on the chopping block!!