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I don't line the idea of suspending pension contributions without reducing or freezing benefits, since it just pushes the problem to a later day. Eventually the contribution has to be made. That said, the rest of the budget makes sense. Apply the rebates as a credit saves processing and postage costs. It's better to cap increases than to raise rates and then rebate a portion later. As for the education funding, the teachers' unions sound like broken records every time they argue that reduced funding will destroy the system. Nobody likes making cuts, but the private sector has had to endure cuts for the last 3 years now.