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so because this neighbor who knew( as the whole street) that this leanning trees(3) would hit a house when sandy hit us he is not responsible at all? so this 70+ year old lady who barly makes 16 thousand a year has to come up with $10.000+ of her money to cover her insurance deductable to cover for house damage from this guys trees? thats bull! she cant and shouldnt have to come up with the money, law need to be changd.