BY WARREN BOROSON
NEWJERSEYNEWSROOM.COM
BOROSON ON MONEY
Well, now I have a new roof on my house. Cost me over $9,000.
Houses are forever needing to be fixed. Some old-time American humorist, Elbert Hubbard, once said that you can always tell a homeowner. He’s the guy who just came out of a hardware store.
The re-roofing job was done fast – in just a few days. Several young men worked at the same time. I didn’t mind when they left. While they were working, I had to draw the blinds for privacy. And I didn’t complain of having to listen to the dreadful music the workmen played. Workers have certain inalienable rights.
The roof looks OK, except that some tiles haven’t been pressed down. A spokesman for the roofer said the sun would warm them down. I hope so.
Now, I had chosen that particular roofing company because it had seemed efficient. I had gotten six or seven bids, and its bid was near the low end. Besides, the contract specified PAY WHEN DONE. I liked the idea of not having to pay anything until all the work was done.
So, if there were any problems, I could negotiate from a strong position.
But after I had signed the contract and before the work even started, I was asked to pay for materials. I reminded the company: PAY WHEN DONE.
Yet as soon as the workmen finished up, within minutes I was asked to pay up. The entire amount. Because I hadn’t put any money down! Before I had given the area a careful inspection.
I should have agreed to pay, say, half until I had made a close study of the job.
But I did pay. I don’t like to be suspected of being a crook.
But later on I found pieces of broken tile all around the house, and in some cases large pieces. And in the back gutter I found broken tiles, a pencil stub, nails, metal pieces, paper, a cigarette butt. The company promised to send someone to clear out the gutter the next day. And the company did, but the work was just adequate. I had already spent a half-hour atop a ladder cleaning out the gutter.
Meanwhile, there are two gigantic pieces of plywood on my property where a dump had been placed – and deep depressions in the ground. I guess I have to saw down the plywood and burn it in my fireplace.
Also, I didn’t get an itemized bill showing that I had paid the bill and what work had been done. I complained. Eventually I got a handwritten, skimpy note. Now, the price was $8,992, plus $450 for permits and fees.
I had asked my home inspector about those permits. Check with the town what the town charges, he suggested.
I called the town’s building inspector.
There are no fees, he said.
Would the town do any inspection, to make sure the roof was put on ok?
Nope.
I wonder: Was that $450 charge just a way for the roofer to make some extra money?
And to make the price look less than $9,000?
Anyway, one lesson is – as always – to pay workers slowly.
Another lesson is: Get someone knowledgeable to check that the job was done right.
Was “six feet of an ice-and-water barrier,” per the contract, installed? Were the shingles nailed down with eight nails per shingle? Was “a roll vent ventilation system” installed on the ridge?
Search me.
Now, I had sagaciously hired a home inspector to determine whether I really needed a new roof. (He said yes.) As part of his job, I should have asked him to inspect the new roof.
The thing to remember is: The people you’re hiring with are pros, and you’re an amateur. You could use a pro on your side.
To receive Warren Boroson’s column regularly, drop him a note at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
ALSO BY WARREN BOROSON
Poor health could drive you to the poorhouse
Emerging markets are looking good for investors
The absolute basics of estate taxes
Bad news: ‘You need a new roof’
Stock market tips from 'What Works on Wall Street' author James P. O'Shaughnessy
How to be successful in the stock market
Why investing is like baseball
Mutual fund math problems are tough questions
Worst mistake that investors make
It's time to sing the praises of Warren Buffett
Remembering the great stock market crash of 1929
Should you pay by the project or by the hour?
Equity-income funds may be the best investing strategy
CPA advice: Invest abroad and avoid long-term bonds

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Is GSA Applications this the same company that’s being investigated by the Florida Attorney General?
http://www.myfloridalegal.com/lit_ec.nsf/investigations/040E2D785AD287EB852577C0006863