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Our politicians are shameful in allowing the insurance industry to take over control of the healthcare of the population. Denying coverage for procedures, tests, and medications is not the role people want their insurers to play. Nor do people want insurers to use up to 18-20% of premiums for administrative costs, as allowed under the Obama plan. (An increase from the current average of 15-16%). This situation is a travesty. The populace has been taken hostage and there has been no concerted effort by consumer groups, medical associations, politicians, nor large employers (who pay for coverage for their employees) to pin the insurers to the wall.